7 Reasons Why You Need An Emergency Fund


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emergencyfund

Do you remember the agony of the last unexpected expense you incurred? For the unprepared it means breaking out the credit card and racking up even more debt. Not only that, but it also means paying far more for the expense than required, thanks to interest. Since the unprepared typically take months, or even longer, […]

How to Welcome Your New Baby with a Solid Financial Foundation


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Online shopping

If you’re like many married couples who have debt from things like student loans, the purchase of a new vehicle, or just bad decisions with credit cards, then before you welcome the pitter-patter of little feet you’ll need to make great strides in improving your financial status. New babies change the dynamics of the family […]

Women entrepreneurs and the upside of a down economy


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If you run a woman-owned company and you’ve successfully navigated it through the downturn and into an anemic, but hopeful recovery, you’ve earned some bragging rights. That you kept the doors open means that you made tough calls under great pressure and you’re truly lean as a firm. Now, as you position yourself to capitalize […]

Extreme Penny-Pinching: 5 Signs You’re Being Obsessively Frugal


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Problems with extreme saving

Whether by nature or circumstance, today there is a diverse and extensive movement of people taking up a frugal lifestyle. Extreme saving has become a much celebrated ideal. But sometimes all the virtues that come with simple living and resource conservation are at odds with a person’s unhealthy attitudes and tendencies. If ignored, these supposedly […]

6 Important Steps to Starting a Successful Small Business


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Bellevue Chiropractic Business Success

Since opening my Bellevue Chiropractic clinic I’ve learned a lot about business, and most of that I learned the hard way.  I opened a healthcare practice in 1998, and let me tell you it’s rare to find any business training on the curriculum when you’re going to school to be a healthcare provider.  And although I can’t […]

What Does Financial Freedom Mean To You?


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Financial Freedom

I guess that financial freedom will mean different things to different people. However I would expect that around 80% of people think that it is only determined by the amount of income they are making. That was exactly what I used to think until I had a very special light bulb moment. It struck me […]

It Is A Good Plan To Start Saving Money As Soon As Possible


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I am sure we all realize that saving money is actually very important. Actually, a feedback survey a short time ago implied that over ninety five per cent of people in the USA thought that beginning to save money early on in life might have given them a significantly easier life in their future. These […]

You Do Not Have To Pay Bank Fees


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bank fees

As we all know the banking industry has been going through tough times in the past few years, however, they have a novel way of getting some income by increasing the bank fees that we pay. Their charges seem to have shot up and they have found extra ways to charge us. But it really […]

Building a Budget


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Most people hate even the word Budget and to be honest, with the way it has been taught and even the way Governments continually seem to fail in meeting their budgets, its not really that surprising. However, while it is possible for governments to ignore the impact of failing in their obligations and simply increasing […]

Breaking out of the Money Rut


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Dieting – specifically crash diets – is almost always doomed to failure.  Everyone knows that person next door who managed to lose an astounding amount of weight, only to gain it all back (and more) as soon as they fell of the wagon.  Just like dieting, it is possible to get into bad habits with […]