A smartphone isn’t just a sleek, shiny piece of plush technology; it can also be converted into a savvy money-saving tool at the touch of an app. The need to save money is more prevalent than ever so what better way to save the pennies than regular updates whilst you are on the move.
All of these apps can also be downloaded to a Mini PC with Bluetooth which can then be transferred to a smartphone or tablet. Here are some money-crunching apps to look out for this year.
Fuel School
For a small price of 69p, this app for iPhone, iPad and iPod Touch promises to lower your fuel consumption costs by teaching you to drive more efficiently. This is also an appealing app for eco-lovers wanting to lower their carbon emissions. Using a GPS connection, the app analyses your driving style with efficiency charts, journey logs and a green eco meter with a manual of tips and techniques.
Azimo
This free app for iPhone and Android is perfect for the international traveller. Advertised as the ‘cheapest, safest and easiest way to send money’, the Azimo app allows users to deliver money to another account at a fraction of the cost set by other money transfer services and banks. With more than 150,000 cash payout locations and more than 100 countries included in the app, making transactions on the move is quick and accessible.
Vouchercloud
Love looking at money-saving vouchers and deals online? Vouchercloud is a free app for Android, Blackberry, iPhone, iPad and iTouch which provides fresh deals straight to your mobile. This direct service eliminates the need to go to your inbox or print off your vouchers for use. There is a GPS enabled search function which finds deals to cater for everyone.
Tip N Split
After enjoying a meal out with a large group of family and friends, the long and sometimes awkward process of working out who owes what looms to overshadow the end of an evening. Tip N Split takes away the stress by working out everything for you (including tips) quickly and efficiently. The free app is available for Android, Blackberry, iPhone, iPad, iPod Touch and Windows Phones.
Spendometer
Sometimes it can be hard to stick to a weekly budget, especially if you are spending on the move. This free app for iPhone and Android allows you to easily set up a weekly or monthly budget which can then be monitored by logging all your expenditures. Looking at your spending reports at the end of the week or month will help you to evaluate where you are spending and which high-spending areas need to addressed.